Merchant Services

Anytime, anywhere payment processing

Always On

Payment solutions available on the road, at your location and online.

Cash Flow

Manage cash flow with payment solutions that assist and add value to your business.

Next-day Funds

Next-day business fundsD for transactions that go into your deposit accounts.

Merchant Services benefits

Payment solutions tailored to your business

Flexible solutions

Process wherever and however you want to do business—on the road, at your location, online.

Manage cash flow

View transactions in real time, set up multi-user capabilities and recurring payments, and spend less time resolving billing and collection issues.

Quick funding

Next-business day funding for Visa®, Master Card®, Discover® and American Express® transactions into your Royal First Bank deposit account.

how it works

Business flexibility with merchant services

Our merchant services card processing and point of sale tools help you meet customer needs, wherever they are—online, in-store or on the road.

In-store

Traditional desktop terminals, small terminals and point of sale devices

Flexible retail solutions designed for merchants accepting cards within their business locations.

Mobile

iPhone®, Android™, tablet or wireless terminal

Accept payments anywhere you have cellular coverage. Secure sensitive data with the highest level of card data encryption.

Online

Virtual terminal and e-commerce

Seamless and secure card processing when you need to take customer payments online, in person, by phone or by mail.

Ready to get started? Contact us about merchant services

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Learn more about business digital banking
Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send and transfer money using ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Learn more about business digital banking
Business Digital Banking

Control your finances

Royal First Bank Digital Banking delivers a powerful, comprehensive set of online and mobile banking tools.
Learn more about Business Digital Banking
Business Rewards Visa

Earn more from your business

Make business purchases count with bonus points.
Learn more about Royal First Bank Business Rewards Visa Card
Merchant Services Insights

Grow your business

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Normal bank approval applies.

Next-business day funding for American Express transactions is only available for new customers.

iPhone, Touch ID and Face ID are a registered trademark of Apple, Inc.  Apple is a trademark of Apple, Inc., registered in the US and other countries. App Store is a service mark of Apple, Inc.

Subject to the bank's Funds Availability Policy.

Links to third-party websites may have a privacy policy different from Royal First Bank and may provide less security than this website. Royal First Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by Royal First Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.